Big rewards with the
MINI card

You'll earn the following points with the MINI credit card:

Earn 4X Points per $1 spent on eligible MINI purchases.1

Earn 3X Points per $1 spent on eligible gas station purchases.

Earn 2X Points per $1 spent on eligible restaurant purchases.

Earn 1X Point on all other eligible purchases.

New cardmember offer!

5,000 Bonus Points

Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening!2

Intro APR

0% intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 19.24% to 29.99%.*

View Terms and Conditions

Plus, No Annual Fee.

25% more on MINI redemption

Get 25% more value when you redeem points for a MINI Rewards Card. Use it for MINI service, accessories, lease end costs and more. For example, 20,000 points are worth $250 at MINI Dealerships.3

More MINI reward points redemption options include:


Airline tickets and more.


Brand-name merchandise.

Cash Back

Cash back as a statement credit.

Loan/Lease Payment

Monthly loan or lease payment.

This is your moment

Save 20% on the MINI Driving experience

Use your MINI Card and save 20% when you book a class through the MINI Driving Experience.